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Integrated Insurance Management, LLC

Insurance and Risk Management


 
A Ridgeview Family Company
 

Pet Insurance Basics

Disclosure: Each Person and Insurance policy is unique and the following is general information, please contact us for more specifics related to your policy and situation

Pet Lovers


Pet Insurance is one of the fastest growing insurance products in the United States. For many households, pets are a special part of the family and receive the same commitment to their care and well-being as other family members.

This commitment to your pet's health is becoming more expensive due to advances in medical technology for pets and increasing costs of general veterinary care. As a result, more people are choosing to protect themselves from expensive veterinary care with a quality pet health insurance plan.


Pet Insurance Basics

Most pet health insurance plans have a few basics in common.

  • You usually pay a monthly premium
  • You select a deductible amount that is either per incident or annual
  • You select a reimbursement level or co-pay percentage
  • You can go to any licensed veterinarian
  • You pay your veterinarian first and then are reimbursed after filing your claim


There are also substantial differences between companies. These differences often impact if your claim is covered or how much you get reimbursed after a veterinary visit. It's important to do you research to make sure you are choosing a plan that protects you financially when it really matters. A company that covers a $50 wellness exam but then only pays $500 for a $3,000 cancer treatment isn't really providing you with much value.



*Pet Health Savings Account offered through Ridgeview Wealth Management a Hybrid RIA, please call for details